The Journal

The Journal

Guides
What Happens When My Fixed Rate Mortgage Ends?

The end of a fixed-term mortgage can prove uncertain for property owners. With the end of the fixed term comes the shift to a Standard Variable Rate (SVR), which can lead to unpredictable interest rates and potentially higher payments. There are many pathways for property owners to follow now their fixed term has ended, although, some may cost substantially more and prove harder to manage from a financial perspective.